Washington D.C., Bethesda, Rockville and Potomac real estate and homes for sale in Maryland, luxury homes, condos - Hank Cassi, REALTOR® Hank Cassi REALTOR(r) for Washington D.C., Bethesda, Rockville and Potomac, Maryland real estate, luxury homes, condos - NUMBER1EXPERT™ Hank Cassi NUMBER1EXPERT(tm) for Washington D.C., Bethesda, Rockville and Potomac, Maryland real estate, luxury homes, condos
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Hank Cassi, REALTORŪ, real estate agent and broker for Washington D.C., Bethesda, Rockville and Potomac Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 301-347-4726.


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First Time Homebuyers: Washington D.C., Bethesda, Rockville and Potomac Maryland home buying, real estate listings, and homes for sale in Montgomery County, MD
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Washington D.C., Bethesda, Rockville and Potomac real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Hank Cassi, REALTORŪ, real estate agent and broker for Washington D.C., Bethesda, Rockville and Potomac Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Hank Cassi
RE/MAX Realty Services

4825 Bethesda Avenue Suite 200
Bethesda, MD. 20814
Direct Line: 301-347-4726
Cell: 301-520-1340
Office: 301-652-0400
Fax: 301-652-4444
Email: hank@hankcassi.com

If you're considering the sale or purchase of a home in Maryland, the District of Columbia, or Northern Virginia, you've come to the right place. Meet Hank Cassi and begin exploring the possibilities right here or call Hank now at 301.347.4726. Specializing in the marketing and sale of homes and Estate Properties throughout the region.

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